Monday, June 18, 2012

Grants For Single Mothers or Christian Mommies

Grants For Single Mothers or Christian Mommies

Please note: Christian Mommies.com does not offer grants, nor does our Admin have any knowledge on this topic. Sadly, our contact form and even our forum application form have been flooded with requests for loans, ever since the recession began. Also, please see Government Grant Scams Are Everywhere - Here's How to Avoid Them!

By Kelly Kennedy

If you are a single mom and struggling to get by, you are not alone. Whether you are going through a divorce or the father is absent most single mother face the burden of supporting themselves and their children all on one income.

* Only fifteen percent of women going through a divorce are awarded any form of court-ordered spousal support.

* Thirty-four percent of those women never receive what is due to them.

* Less than half of the women who claim child support ever receive the full amount.

* Within the first year of divorce a women's average standard of living falls forty-five percent while a man's will grow fifteen percent.

What are grants?

A grant is an award of financial assistance. The primary purpose of a grant is to transport a thing of value from a Federal agency to a recipient to carry out a public purpose of support or incentive authorized by a law of the United States. A grant is distinguished for a contact, which is then used to acquire property or services for the Federal government's direct use or benefit.

Grants are associated by company, state, local or tribal government, research institution or academia, not-for-profit, or any other kind of institution.

Grants for single mother can be found on one of the 900 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 broad categories defined by the Catalog of Federal Domestic Assistance. Agencies may fall under multiple grant categories.

Below is a list of categories where grantsfor single mother may be found:

  • Agriculture
  • Arts
  • Business and Commerce
  • Community Development
  • Consumer Protection
  • Disaster Prevention and Relief
  • Education
  • Employment, Labor, and Training
  • Energy
  • Environmental Quality
  • Food and Nutrition
  • Health
  • Housing
  • Humanities
  • Information and Statistics
  • Law, Justice, and Legal Services
  • Natural Resources
  • Regional Development
  • Science and Technology
  • Social Services and Income Security
  • Transportation

If you are a single mother seeking help with funding for your higher education you should consider exploring financial aid options such as contacting your financial aid office where you attend school. Ask about:

  • Direct financial assistance from your college
  • Federal and state subsidized grants
  • Work-study programs
  • Support from alumni, local clubs, or religious groups,
  • Corporate-sponsored scholarships or tuition-aid programs for employees or for children of employees

Who can apply for grants?

If you are a citizen of the United States or a U.S. territory, or are a foreign national who has lived in the United States or a U.S. territory for at least three years immediately preceding an application, you are eligible to apply for a grant.

How do I prepare an application?

Each grant program has special instructions and program guidelines on how to properly prepare an application. Make sure to review these carefully before beginning your application for any important information about the focus of the program, eligibility requirements, and the types of funding available.

Applying for a grant is a great way for single mother in debt to get out of debt and stay out.

Helpful sites
-
http://www.grants.gov lists over 900 grant programs.
- http://www.neh.gov answers common questions about grants.

Visit to - http://businessgrant-money.blogspot.com

Source - http://www.christian-mommies.com/special-features/just-for-moms/grants-for-single-mothers/

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Thursday, May 10, 2012

Government Grants to Start a Small Business

Government Grants to Start a Small Business

The federal government as well as the state and local governments extend a lot of help through special financing programs to start or expand small businesses. These programs offer capitals at low interest rates. To acquire the best small business grants you need to consider the following factors.

Objective of Your Business
The first step is to decide whether you intend to start a non-profit venture for a community service or a technology-related business. This will help you to apply for the type of grant you require for the business startup. Read through various websites that provide an information on innumerable government grants or loans available to start small businesses. Ensure that you have gathered an information about the sites that provide updated data on grants available from the government on an everyday basis or a weekly basis.

Kind of Grants Released
Initially, one has to gather an information on the kind of grants available pertaining to a business. You may not be able to procure the grant or loan provided by the government, if you are not well-informed about it. You can also approach the special programs directly that provide financial assistance, specific to a particular venture. Some of the grants that are offered by the government are rural economic development loans and grants. The intended goal for such a program is the creation of employment and business opportunity. Other grants include loans for women business entrepreneurs. For instance, if a woman plans to start a day care center or a home-based business, the chances of getting a grant or a loan to start such small businesses, are the highest. You should not write a grant proposal for a non-profit venture to the government agency which aims at technology-related business. If you do so, your proposal will be rejected. This draws the importance of being well-informed about the kind of grants released by different government agencies.

A Course on Grant Writing
A course on grant writing will help you to write a very noticeable proposal. You would want a response on every proposal that you write. To ensure that your proposal is accepted, it has to be effective and stand out from other proposals. Your writing has to be personalized, since different government agencies have different criteria for acceptance of a grant proposal. For instance, if a government agency offers grants for technology-related business, you will have to write your proposal with facts and demographics to establish the need of such a business in the economy. This can be aided by a course on grant writing. The grant proposal is the first impression of the individual applying for the grant. As it is rightly said, "First impression is the last impression". Hence a course on grant writing will help you cater to this need.

Continue to Apply for New Grants
You can apply for new grants on a weekly basis. Make sure that you apply as soon as the new grants become available. You can choose the grants that would best suit the business you plan to start. If your grant is being rejected very often, you will have to work on framing your proposal.

Flexibility Should be Your Key to Success
One of the major keys to the success of achieving a grant is to be flexible. If you find out that achieving a grant from the government is not working well, you could try other primary options available to apply for the grant from the government. Loans are also available with a fewer restrictions on how to use the money.

Availing small business grants can be difficult, as these funds may be released only during a certain time period in a year. The government aims at fulfilling certain objectives, which keep changing over time depending upon the type of business grant. For example, let us consider a situation when the government aims at offering grants and loans for the rural development. Later, the government may aim at offering grants or loans to small businesses for the scientific development. In these cases, it becomes difficult to keep oneself updated, due to the ever-changing nature of the grants offered by the government. The funds can also be used for the creation of jobs or for agriculture, farming or fisheries assistance, etc. Moreover, you will not be allowed to use the grants for just any purpose that you wish.

The government aims at increasing the overseas exports and offers grants or loans for research and development. Hence, you will have to be well-informed about the government's objective in providing a grant or loan to start a small business.
Source - buzzle.com/articles/government-grants-to-start-a-small-business.html
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